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Guides
What does a successful real estate investment look like after 10 years?
Real estate is one of the few forms of investment that can simultaneously be used, rented out, and sold for a profit — but how much is a decade of ... Read more
Tips
Real Estate Buyer Psychology: What actually influences the purchase decision?
Buying a property by all measures should be a rational act. It is one of the biggest financial decisions a person makes — involving detailed research, ... Read more
Guides
Adriatic Islands: Which destinations are becoming new luxury centers
Until recently, in the perception of buyers, the Adriatic islands were primarily seasonal destinations — places for annual holidays, not for serious ... Read more
Tips
Moving Checklist 2026: what to do before, on moving day, and after the move
TL;DR: Disorganized moving in Croatia can result in missed legal deadlines, withheld security deposits, and interruption of utility services. ... Read more
Guides / 17-06-2026
What does a successful real estate investment look like after 10 years?
Real estate is one of the few forms of investment that can simultaneously be used, rented out, and sold for a profit — but how much is a decade of patience truly worth? Unlike stocks or bonds, real estate investment is difficult to measure in the short term: transaction costs are high, the market is not liquid, and the true effect is only visible over ...
Tips / 16-06-2026
Real Estate Buyer Psychology: What actually influences the purchase decision?
Buying a property by all measures should be a rational act. It is one of the biggest financial decisions a person makes — involving detailed research, price comparisons per square meter, infrastructure checks, and a long list of criteria. However, the experience of an agent who has conducted thousands of conversations with buyers consistently shows a ...
Guides / 15-06-2026
Adriatic Islands: Which destinations are becoming new luxury centers
Until recently, in the perception of buyers, the Adriatic islands were primarily seasonal destinations — places for annual holidays, not for serious investments. This picture has been radically changing over the last few years. International buyers, investors, and affluent nomads have discovered the Dalmatian and Kvarner islands as destinations ...
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Tips / 12-06-2026
Moving Checklist 2026: what to do before, on moving day, and after the move
TL;DR: Disorganized moving in Croatia can result in missed legal deadlines, withheld security deposits, and interruption of utility services. Registration of a new residence at the MUP (Ministry of Interior) must be done within 15 days, change of address on the ID card within the same period, and change of address at the HZZO (Croatian Health ...
Architecture & Design / 11-06-2026
Apartment orientation, floor and floor plan: what influences the quality of living and property price
TL;DR: Orientation, floor, and floor plan often influence the quality of living and market value of a property more than the square footage itself. Dual-aspect apartments on higher floors with a functional floor plan consistently achieve a higher price than comparable apartments with less favorable characteristics. Before every property viewing, it's ...
Tips / 10-06-2026
Apartment rental in Croatia: what you need to know before you sign the contract
TL;DR: Apartment rental in Croatia is regulated by the Law on Apartment Rental and the Law on Obligations. A written contract is a legal obligation, a deposit is not legally limited but in practice ranges between one and three monthly rents, and an handover report is the only real protection for both the tenant and the landlord. Without these ...
Tips / 09-06-2026
Pre-purchase property inspection: legal due diligence, technical assessment, and handover in Croatia
TL;DR: Real estate due diligence before purchase includes two separate checks — a legal review of documentation and a technical assessment of the physical condition of the property. Without checking ownership, encumbrances, pending entries (plombe), foreclosures, and maintenance fund debts, the buyer assumes risks that cannot be corrected later ...
Guides / 05-06-2026
LTV, DSTI, APR and other credit terms: what they mean and how to read them
LTV, DSTI, EKS and other credit terms: what they mean and how to read them TL;DR: LTV shows the ratio of the loan to the estimated value of the property, and the regulatory maximum is 90%. DSTI measures the share of total credit obligations in monthly income, with a maximum limit of 45%. EKS shows the actual costs of the loan including interest ...
Guides / 01-06-2026
Communal Contribution and Communal Fee: What They Are, Who Pays Them, and How Much They Are
Communal Contribution and Communal Fee: What They Are, Who Pays Them, and How Much They Amount To TL;DR: Communal contribution is a one-time payment made by a landowner or investor during construction, while communal fee is a regular obligation for the use and maintenance of services. The amount of both obligations depends on local decisions and ...
Guides / 28-05-2026
Where to Buy Rental Property in Croatia: A Guide to Locations, Yields, and Costs for 2026
TL;DR: Buying a rental property in Croatia can be a profitable investment — but the yield depends on the location, rental model, and easily overlooked costs. Zagreb offers the most stable long-term demand, Split and Zadar high seasonal yields, and Rijeka and Varaždin an increasingly attractive ratio of entry price to yield. Gross yields range between ...
Guides / 26-05-2026
General Urban Plan, Development Coefficient, Gross Building Area and Right of Construction: What every buyer of real estate and land in Croatia must know
TL;DR: Buying real estate or land in Croatia requires understanding basic terms from spatial plans. GUP determines what and where can be built, coefficients limit the size of a building, GBP is a measure of area important for certain administrative calculations, construction planning and individual fees related to real estate, and the right to build ...