Real estate blog: guides, advice and market overviews
Guides
Loft and attic apartment: advantages and pitfalls
An attic apartment holds a special charm for many — sloped ceilings, wooden beams, an unusual layout, light entering through roof windows, and often views ... Read more
Guides
What after moving in: residence registration, documents, and utilities
Buying and moving into a new home is a big step, but the work doesn't end with the handover of keys. A series of administrative obligations follow that ... Read more
Guides
How to recognize quality new construction and a reliable investor
Buying a new build has obvious advantages — a new, move-in ready space, modern construction, energy efficiency, nothing to renovate. But it also comes ... Read more
Guides
Building reserve: how it is determined and what it is actually spent on
Every apartment owner in a building pays a monthly reserve fund, but few know exactly how its amount is determined, who decides on its spending, and what ... Read more
Guides /
Loft and attic apartment: advantages and pitfalls
An attic apartment holds a special charm for many — sloped ceilings, wooden beams, an unusual layout, light entering through roof windows, and often views that lower floors don't have. Before we break down the advantages and pitfalls, it's worth distinguishing three terms often used interchangeably. An attic apartment (potkrovlje) is a living space ...
Guides /
What after moving in: residence registration, documents, and utilities
Buying and moving into a new home is a big step, but the work doesn't end with the handover of keys. A series of administrative obligations follow that many underestimate or postpone, but which are necessary for the new home to be "officially" yours in every respect — from the address on personal documents to rights and services related to the place of ...
Guides /
How to recognize quality new construction and a reliable investor
Buying a new build has obvious advantages — a new, move-in ready space, modern construction, energy efficiency, nothing to renovate. But it also comes with its own set of questions that don't arise in the same way with older properties. By new build, we mean a newly constructed building or apartment being moved into for the first time, purchased from a ...
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Guides /
Building reserve: how it is determined and what it is actually spent on
Every apartment owner in a building pays a monthly reserve fund, but few know exactly how its amount is determined, who decides on its spending, and what the money actually goes to. For many, the reserve fund is just an item on the bill — a cost paid "because it has to be," without a clear idea of what is received for it. This lack of knowledge leads ...
Guides /
Assignment and transfer of contract: transfer of rights from purchase and sale
In real estate transactions, it's not always the properties themselves that are transferred — sometimes, contractual rights are transferred. A buyer who has concluded a sales contract or a preliminary contract but has not yet acquired the property (for example, because the apartment is still under construction) can transfer their contractual position ...
Guides /
Registration of a building in the cadastre: a guide for owners and buyers
When a house or other building is constructed on a plot of land, that object does not "officially" exist in the records by itself — it must be entered into them. One of the steps often overlooked is the registration of the building in the cadastre: a procedure by which the constructed object is entered into the cadastral records and drawn on the ...
Guides /
Simple buildings: what you may build without a building permit
Some smaller and simpler structures and works can be carried out in Croatia without a building permit, and some even without a main project — but only those explicitly categorized as such by regulations and only under precisely defined conditions. Which structures, what dimensions, and under what conditions are determined by the Ordinance on Simple and ...
Guides /
What happens to real estate when the infrastructure in its vicinity changes
Changes in infrastructure near a property are one of the most powerful external factors that can raise or lower its value — and the direction of the effect depends on the type of change. A new road, public transport line, school, park, or shopping center generally increases value because they improve accessibility and amenities; on the other hand, a ...
Guides /
Tabular document and clausula intabulandi: what are they and what are they used for?
When purchasing real estate, many buyers think that signing the sales contract and paying the price completes the transaction. However, between the contract and actual ownership lies another necessary step — registration in the land registry, by which the buyer becomes the registered owner to all. And for this registration to be carried out at all, a ...
Guides /
Lien and mortgage: what do they mean for a real estate buyer
The terms "lien" and "mortgage" are often mentioned when buying real estate, but for many buyers, they remain unclear — and it's important to understand them because they directly affect the security of the purchase. These are legal mechanisms that ensure the payment of debt, and buyers encounter them in two ways: when taking out a loan secured by a ...
Guides /
Gifting real estate: who pays the tax and what is the tax base?
Donating real estate is a common way to transfer property within a family — from parents to children, between spouses, and from grandparents to grandchildren. Unlike buying and selling, there is no price payment here: the property is transferred free of charge, out of a desire to transfer assets during the donor's lifetime. However, even a free ...