Real estate blog: guides, advice and market overviews
Guides
Security deposit when buying real estate: how does it differ from earnest money?
In negotiations for buying an apartment, the words security deposit, earnest money, advance payment, and deposit are often used as if they mean the same ... Read more
Guides
Annual cost of owning property in Croatia
The price of a property is just the beginning of the bill. After purchase, recurring annual obligations arise, which must be factored in alongside loan ... Read more
Guides
Property insurance: what the policy covers and what it doesn't
Property insurance is a contract whose content is often checked only after damage has already occurred, and by then it is too late for corrections. It is ... Read more
Guides
Adverse possession of real estate: conditions, time limits, and evidence for acquiring ownership
Acquisitive prescription is a legally regulated way of original acquisition of ownership based on continuous, independent possession of a certain quality ... Read more
Guides /
Security deposit when buying real estate: how does it differ from earnest money?
In negotiations for buying an apartment, the words security deposit, earnest money, advance payment, and deposit are often used as if they mean the same thing. For the buyer and seller, the difference only becomes important when the deal gets stuck: will the paid money be returned, returned double, or kept by the other party. The answer does not ...
Guides /
Annual cost of owning property in Croatia
The price of a property is just the beginning of the bill. After purchase, recurring annual obligations arise, which must be factored in alongside loan repayments and one-time purchase costs. The annual cost of property ownership consists of four groups of expenses, each with a different legal basis and a different recipient of funds. Below is an ...
Guides /
Property insurance: what the policy covers and what it doesn't
Property insurance is a contract whose content is often checked only after damage has already occurred, and by then it is too late for corrections. It is better to read it in advance and know what you can expect from it. The text relies on the provisions regarding insurance contracts in the Obligations Act (NN 35/05, with later amendments) . The Act ...
Exclusive luxury real estate insights
Your data will be used in accordance with our Terms of Business i Privacy Policy.
Guides /
Adverse possession of real estate: conditions, time limits, and evidence for acquiring ownership
Acquisitive prescription is a legally regulated way of original acquisition of ownership based on continuous, independent possession of a certain quality for a legally prescribed period. For real estate, 10 years are required if the possession is lawful, genuine, and honest, or 20 years if the possession is at least honest. For certain properties owned ...
Guides /
Life in Umag all year round: what to check before buying
Living in Umag throughout the year is best checked outside the tourist season, on the same street where you are viewing the property. In addition to the winter test, three things you can check before signing are crucial: whether you are buying a house or an apartment, how much the property costs you annually, and what the building's rules say about it. ...
Guides /
Termination of a residential lease agreement: when, how, and with what notice period
Lease termination is a common source of misunderstandings, most often because parties rely on an agreement or a single sentence from the contract, rather than on what the law prescribes. The notice period, reasons, and procedure in Croatia are regulated by the Tenancy Law (Narodne novine, no. 91/96, 48/98, 66/98, 22/06, 68/18, 105/20 and 36/24), and ...
Guides /
Power of Attorney for Selling Real Estate from Abroad: A Guide for the Diaspora
Traveling to Croatia for every step of a real estate sale is not feasible for many in the diaspora — nor is it necessary. Croats and descendants of Croats who inherit or sell property in their homeland can complete the entire transaction through a trusted person in Croatia, with a properly drafted and certified power of attorney. This guide is for ...
Guides /
Life in the Upper Town, Zagreb: what does everyday life look like in the historic core
Life in the Upper Town means living in the historic core of Zagreb: old buildings, narrow and steep streets, a funicular, and peace in the evening, when the tourist flows calm down. This comes with a compromise, as parking is scarce, daily errands require going down to the city center, and renovating buildings in a protected area may require special ...
Guides /
Real Estate Foreclosure: Risks, Procedure, and Buyer's Rights
Enforcement on real estate is a court procedure of forced sale of the debtor's real estate to satisfy the creditor's monetary claim, so the buyer does not buy from the owner, but in a procedure conducted by the court. The starting price is tied to the value determined by the court, but a lower price is not a guarantee of profitability: the buyer often ...
Guides /
Latent defects of the property: buyer's rights after moving in
Hidden defects of a property are defects that were not visible during a usual inspection and of which the buyer was not aware nor could have been aware at the time of purchase. When such a defect manifests, the buyer can demand the removal of the defect, delivery of another item, a reduction in price, or termination of the contract, along with ...
Guides /
Land Registry E-extract: how to request it online
The land registry extract is an official document showing the legal status of a property — who is the owner, whether there are mortgages, easements, annotations of disputes or other encumbrances, and to which cadastral parcel it corresponds. Until recently, one had to go to the land registry department of the court to get it, where waiting was common; ...