Services for Buyers
Buying a property is an important life decision and is not made overnight – that's why it's important to have the right partner by your side. The Regent agency expertly guides you through the entire process, from the first viewing to the handover of the keys. We know the market, the legal framework, and all potential challenges. With us, every step is safe, transparent, and in your best interest.
Your Guide to a Safe Purchase
Regent Real Estate guides you through the entire purchase process – from defining criteria and individual consultation to viewing properties, including those not publicly advertised. We organize viewings, check ownership and legality, assess market value, and conduct negotiations with the seller. Our legal team prepares and checks all documentation, we cooperate with notaries and lawyers, and we handle tax registration and ownership registration. With us, the purchase is safe, efficient, and stress-free.
From the First Viewing to Ownership Registration
From the first consultation and property viewing to signing the contract and registering ownership in the land books – Regent Real Estate guides you through the entire purchase process safely, quickly, and without stress. Our legal team thoroughly checks the documentation, negotiates on your behalf, and drafts legally sound contracts. We cooperate with notaries, and lawyers, and ensure tax registration and your ownership registration. Throughout the process, a personal consultant is with you, communicating transparently, answering all questions, and ensuring everything goes smoothly – without unpleasant surprises.
Why Do Buyers Choose Regent?
Because with us, you are not just buying a property – but security, clarity, and a reliable path to your new home or investment. Our mission is not to show you what is on the market, but to find what best suits your needs, plans, and values. With Regent, you know exactly where you stand: what your costs are, what all the legal and administrative obligations are, what the value of what you are buying is – and when you will have the keys in your hand. We guide you through the entire process – expertly, transparently, and without stress. You invest in the property. We invest in your safety and success.
Looking for a property? Let us help you.
Fill out the contact form and we will get back to you with a personalized offer within 24 hours. Your ideal property may already be waiting – and our job is to find it for you.
Frequently Asked Questions
What is the first step when buying a property?
The first step in the property buying process is defining your needs and capabilities. This means clearly determining what you are looking for – an apartment, house, land, or commercial space – as well as the location, price range, and priorities (e.g., proximity to school, sea, quiet location, new construction, garage, etc.). It is equally important to understand your financial capabilities – whether you are buying with cash or a loan, whether you are selling an existing property, and how important the moving-in time is to you. Only when you know exactly what you are looking for can an agent select the best options for you and save you time and money.
Why is it important to hire an agency when buying a property?
Buying a property is not just about viewing and choosing. It is a complex legal and financial process that includes checking ownership, legality, negotiations, contracts, ownership transfer, taxes, and registrations. An agency provides expert guidance through the entire process, protects you from possible fraud, warns you of hidden risks, and often provides access to properties that are not publicly advertised. With the Regent agency, everything goes quickly, safely, and under control.
What are the advantages of buying a property through the Regent agency?
When you buy with Regent, you get more than an agent – you get a partner. Our team provides full support: individual consultation, access to verified properties, legal and tax checks, negotiations, contracting, coordination with banks and notaries, and all administrative processes. In addition, we use advanced technology, virtual tours, and customized communication in multiple languages, especially for foreign buyers. Our reputation is based on transparency, professionalism, and care for every client.
How to choose the ideal property for your needs?
The ideal property is not always the most beautiful, but the one that best suits your lifestyle, plans, and finances in the long run. In cooperation with our agent, you define your priorities – square footage, number of rooms, location, proximity to amenities, condition of the property – but also emotional factors such as light, view, or a sense of security. Through a personalized approach, we guide you towards the best options and advise you on the long-term value of each property.
How long does the property buying process take?
The buying process can take from a few days to a few weeks, depending on the complexity of the transaction, the payment method, and the readiness of the documentation. The shortest period is 10-15 days for cash buyers with proper papers. If you are buying with a loan, the process can take 30-60 days. In any case, Regent manages communication with all parties involved and ensures that everything proceeds in an optimal time frame.
What are all the costs associated with buying a property?
In addition to the price of the property itself, buyers should count on: real estate transfer tax (3%), agency commission (usually 2-3% + VAT), notary fees, solemnization costs, possible legal services, property appraisal costs (if buying with a loan), and land registry registration fees. Our team prepares a detailed financial overview for you in advance so there are no unforeseen costs.
Do I need a lawyer and a notary when buying?
Although not legally mandatory, hiring a lawyer is recommended – especially in more complex transactions, e.g., if you are buying from a legal entity, heirs, co-owners, or for properties that are not fully legalized. A notary is legally required for the solemnization of the contract if you want the contract to have the legal force of an enforceable document. With us, a legal check is already included in the service, and we cooperate with verified notaries for maximum security.
How to check that the property has no encumbrances or legal problems?
A legal check includes insight into the land registry extract, cadastre, building and use permits, and certificates of ownership and encumbrances. This also includes checking if the property has a mortgage, notation, legal dispute, easement, and the like. Our legal team performs all these checks before the buyer signs anything – and provides you with a written report with risks if any.
What does the legal process look like – from the preliminary contract to ownership registration?
The legal process usually begins with the signing of a preliminary contract that defines the basic conditions and a down payment is made. This is followed by a legal check, preparation and solemnization of the main contract, payment of the full amount, preparation of a payment confirmation, and registration of ownership in the land books. In parallel, a report is submitted to the Tax Administration. We coordinate all these steps to make everything simple, fast, and error-free for you.
Can foreign citizens buy property in Croatia?
Yes – foreign citizens from the EU can freely buy property in Croatia. Citizens of third countries can buy if there is reciprocity between the countries or if they establish a company in Croatia. For certain types of land (e.g., agricultural), restrictions still apply. Our team has many years of experience working with foreigners and provides complete documentation and language support throughout the process.
What is the difference between buying a new construction and an older property?
New constructions usually have better energy efficiency, new installations, modern design, and lower maintenance costs, but are often more expensive and subject to VAT instead of real estate transfer tax. Older properties may have a more favorable price and a more attractive location, but often require investment and adaptation. Our advice: calculate the total costs – because sometimes a more expensive new construction can be more cost-effective in the long run.
What does the financing process through a housing loan look like?
If you are buying with a loan, the property is first appraised, then the bank issues a loan approval, after which a loan agreement is signed and the payment is made after the solemnization of the sales contract. Banks often require additional documentation – OIB, statements, employment records, etc. Our team helps in cooperation with banks, appraisers, and loan advisors to make the process fast and orderly.
What if I encounter a problem after buying the property?
If problems arise (e.g., a legal dispute, a hidden defect, an unregistered owner), it is important that you have evidence and a quality contract. Our legal team ensures that all contracts contain protective clauses, and if a problem does arise, we stand by you as a mediator and legal support. As a rule, buyers who bought through the Regent agency have less than 0.5% of subsequent problems, precisely because of a quality check.
Can I buy a property before I sell my own?
Yes, but it requires careful planning. You can seek temporary financing, an agreed reservation with a down payment, or buy with a loan if you have a good credit rating. If your property is already for sale, we can coordinate the timing to avoid stressful transitional phases. Our team helps you coordinate the two transactions to make everything go smoothly.
How does Regent help in price negotiations?
Negotiation is an art, but also a science. We analyze the real market value based on location, condition, and comparable properties. We know when an offer is inflated and when there is room for negotiation. We give the client clear guidelines and a negotiation strategy, often managing to lower the price or agree on more favorable conditions (e.g., keeping the furniture, moving-in date, exemption from costs). In most cases, our clients get more for their money than if they negotiated themselves.
What is OIB?
OIB is a personal identification number used as a permanent identification mark for every person, which public administration bodies use in official records in their daily work and for data exchange.
Why should Regent d.o.o. be your chosen agency?
Here are just some of the reasons to choose Regent d.o.o.:
- Regent is an agency specialized in real estate sales to international clients
- Regent can provide you with comprehensive services in the real estate buying and selling process, including legal services, financial consulting, and all other services that may be needed
- Regent is a licensed agency with extensive experience in real estate brokerage
- All our agents are experienced and professionally trained consultants for buying and selling real estate
- All our agents are Croatian citizens who are fluent in English, and some have knowledge of two or more foreign languages
- Regent has a rich offer of all types of real estate. We offer exclusive properties, luxury villas, traditional stone houses, building and agricultural land, high-quality modern apartments, as well as more affordable properties along the entire coast
- Sellers and buyers come to us because we are known for efficient and fast property sales
- We respond quickly and efficiently to all your inquiries, whether by email, phone, or in person
- Based on our agents' long-standing experience in this business, we will be happy to advise you professionally and guide you through all phases of the real estate purchase process in Croatia
What are the additional costs of buying a property besides the agreed purchase price?
In addition to the purchase price, you should expect the following costs:
- Agency commission of 3% + VAT
- Real estate transfer tax of 3% (one-time payment)
- Notary fees
- Solemnization costs
- Possible legal services
- Property appraisal cost (if buying with a loan)
- Land registry registration fees
- Annual holiday home tax from €0.66 to €2.00 per m2 of property, paid once a year
How can I find the ideal property with your help?
Our agency makes it easy for you to buy property in Zagreb and Croatia. Based on your criteria, we offer you:
- Personalized property offers according to your wishes and budget
- Organization of viewings at times that suit you
- Price negotiation and assistance in the buying and selling process
- Documentation check to ensure a safe purchase
Do you provide legal support when buying a property?
Yes, our legal experts check the ownership documentation, the status of the property in the land registers, draft preliminary contracts and contracts, and ensure a legally secure buying or selling process. We also cooperate with lawyers and notaries to provide you with complete legal security.