Real estate blog: guides, advice and market overviews
Guides
Security deposit when buying real estate: how does it differ from earnest money?
In negotiations for buying an apartment, the words security deposit, earnest money, advance payment, and deposit are often used as if they mean the same ... Read more
Guides
Annual cost of owning property in Croatia
The price of a property is just the beginning of the bill. After purchase, recurring annual obligations arise, which must be factored in alongside loan ... Read more
Lifestyles
Life in Opatija in winter: a home for year-round living in Kvarner
Life in Opatija in winter has a special charm: the Riviera calms down, Lungomare becomes a place for peaceful walks by the sea, and the town shows its ... Read more
Real estate market
VAT when buying commercial property: when is it paid and at what rate
For a buyer operating through a company, the tax mechanism when purchasing business premises is not a mere technicality – it directly changes the total ... Read more
Guides /
Security deposit when buying real estate: how does it differ from earnest money?
In negotiations for buying an apartment, the words security deposit, earnest money, advance payment, and deposit are often used as if they mean the same thing. For the buyer and seller, the difference only becomes important when the deal gets stuck: will the paid money be returned, returned double, or kept by the other party. The answer does not ...
Guides /
Annual cost of owning property in Croatia
The price of a property is just the beginning of the bill. After purchase, recurring annual obligations arise, which must be factored in alongside loan repayments and one-time purchase costs. The annual cost of property ownership consists of four groups of expenses, each with a different legal basis and a different recipient of funds. Below is an ...
Lifestyles /
Life in Opatija in winter: a home for year-round living in Kvarner
Life in Opatija in winter has a special charm: the Riviera calms down, Lungomare becomes a place for peaceful walks by the sea, and the town shows its true, year-round face. That's why more and more people are choosing Opatija and neighboring Volosko as a permanent home, not just for the summer — the climate is mild, nature is at your fingertips, and ...
Exclusive luxury real estate insights
Your data will be used in accordance with our Terms of Business i Privacy Policy.
Real estate market /
VAT when buying commercial property: when is it paid and at what rate
For a buyer operating through a company, the tax mechanism when purchasing business premises is not a mere technicality – it directly changes the total cost and what can be deducted as input tax. The same property can be subject to VAT or real estate transfer tax, depending on who is selling it and how long it has been in use. The rules are regulated ...
Guides /
Property insurance: what the policy covers and what it doesn't
Property insurance is a contract whose content is often checked only after damage has already occurred, and by then it is too late for corrections. It is better to read it in advance and know what you can expect from it. The text relies on the provisions regarding insurance contracts in the Obligations Act (NN 35/05, with later amendments) . The Act ...
Lifestyles /
Life in Trešnjevka, Zagreb: a neighborhood that is changing
Trešnjevka is a densely populated, vibrant neighborhood west of the center of Zagreb, administratively divided into two of the city's seventeen districts — Trešnjevka-sjever (North Trešnjevka) and Trešnjevka-jug (South Trešnjevka), separated by Zagrebačka Avenue. The northern part is older and closer to the center, with an urban rhythm and soul, while ...
Guides /
Adverse possession of real estate: conditions, time limits, and evidence for acquiring ownership
Acquisitive prescription is a legally regulated way of original acquisition of ownership based on continuous, independent possession of a certain quality for a legally prescribed period. For real estate, 10 years are required if the possession is lawful, genuine, and honest, or 20 years if the possession is at least honest. For certain properties owned ...
Guides /
Life in Umag all year round: what to check before buying
Living in Umag throughout the year is best checked outside the tourist season, on the same street where you are viewing the property. In addition to the winter test, three things you can check before signing are crucial: whether you are buying a house or an apartment, how much the property costs you annually, and what the building's rules say about it. ...
Guides /
Termination of a residential lease agreement: when, how, and with what notice period
Lease termination is a common source of misunderstandings, most often because parties rely on an agreement or a single sentence from the contract, rather than on what the law prescribes. The notice period, reasons, and procedure in Croatia are regulated by the Tenancy Law (Narodne novine, no. 91/96, 48/98, 66/98, 22/06, 68/18, 105/20 and 36/24), and ...
Real estate market /
Cost of property in Split for foreign buyers: purchase taxes and annual obligations
For a foreign buyer considering Split, costs related to the property itself are the only part of the budget that can be stated with concrete figures — because they arise from regulations and actual transactions, not from lifestyle. That's why this guide covers property purchase tax, annual property tax, and rental taxation, deliberately setting aside ...
Guides /
Power of Attorney for Selling Real Estate from Abroad: A Guide for the Diaspora
Traveling to Croatia for every step of a real estate sale is not feasible for many in the diaspora — nor is it necessary. Croats and descendants of Croats who inherit or sell property in their homeland can complete the entire transaction through a trusted person in Croatia, with a properly drafted and certified power of attorney. This guide is for ...