Real estate blog: guides, advice and market overviews
Guides
Lien and mortgage: what do they mean for a real estate buyer
The terms "lien" and "mortgage" are often mentioned when buying real estate, but for many buyers, they remain unclear — and it's important to understand ... Read more
Guides
Gifting real estate: who pays the tax and what is the tax base?
Donating real estate is a common way to transfer property within a family — from parents to children, between spouses, and from grandparents to ... Read more
Guides
Olive grove, vineyard and agricultural land: purchase
The purchase of agricultural land in Croatia is subject to a special legal regime as it is a public interest asset. For investors, two rules are crucial: ... Read more
Guides
Climate migration: how a milder climate increases demand on the Adriatic
The thesis that climate migration is increasing demand for real estate on the Adriatic is becoming increasingly popular, but for now, it is more of a ... Read more
Guides /
Lien and mortgage: what do they mean for a real estate buyer
The terms "lien" and "mortgage" are often mentioned when buying real estate, but for many buyers, they remain unclear — and it's important to understand them because they directly affect the security of the purchase. These are legal mechanisms that ensure the payment of debt, and buyers encounter them in two ways: when taking out a loan secured by a ...
Guides /
Gifting real estate: who pays the tax and what is the tax base?
Donating real estate is a common way to transfer property within a family — from parents to children, between spouses, and from grandparents to grandchildren. Unlike buying and selling, there is no price payment here: the property is transferred free of charge, out of a desire to transfer assets during the donor's lifetime. However, even a free ...
Guides /
Olive grove, vineyard and agricultural land: purchase
The purchase of agricultural land in Croatia is subject to a special legal regime as it is a public interest asset. For investors, two rules are crucial: who is allowed to buy — citizens of the European Union and the European Economic Area can do so from July 1, 2023, while restrictions for third countries still apply — and the state's pre-emption ...
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Guides /
Climate migration: how a milder climate increases demand on the Adriatic
The thesis that climate migration is increasing demand for real estate on the Adriatic is becoming increasingly popular, but for now, it is more of a hypothesis than a proven fact. Climate migration is a real and measurable phenomenon — according to the World Bank, by 2050, there could be up to 216 million internal climate migrants — but it mainly ...
Guides /
Buying an apartment for a student child: home and investment
When a child goes to study in another city, many families face the same question: pay rent for student accommodation or buy an apartment? When months and years of study are added up, the amounts spent on rent become significant, and none of it remains with the family. That's why more and more parents are considering buying an apartment that ...
Guides /
Remote property management for owners from abroad
Managing property remotely when living abroad is feasible, but it requires two things: a reliable person on the ground and properly settled tax and legal obligations. For representation before institutions and signing on your behalf, you typically need a power of attorney, and for daily operations—keys, repairs, guests—a trusted person or professional ...
Guides /
Single men on the real estate market: how to get your first apartment by yourself
Buying a first apartment as a single person means that the entire burden of the loan and decisions rests on one income, so a realistic budget, choice of location, and protective reserve are more important than for a couple. The loan amount is limited by one salary, but first-time buyers have access to a tax refund program for young people up to 45 ...
Guides /
Co-ownership and joint ownership: what is the difference
Co-ownership and common ownership are two ways in which multiple persons simultaneously hold ownership of the same real estate, but they differ significantly. In co-ownership, each co-owner has a precisely defined ideal share (for example, 1/2 or 1/3) which they can dispose of independently. In common ownership, the shares are not numerically ...
Guides /
Priority order of registration in the land registry: what it is and why it is important
The purchase of real estate does not end with the signing of a contract — legal security is achieved only by registering the right of ownership in the land register . But what happens when multiple rights that mutually exclude or compete, such as two buyers, or a buyer and a creditor registering a mortgage, are found on the same property? The answer ...
Guides /
Construction contract: what it is and what it must contain
Building a house, renovating an apartment, or performing major works on a property almost always implies a relationship between two parties: the one who orders and pays for the construction — the client, in practice the investor, and the one who performs the work — the contractor. This relationship is legally regulated by a construction contract. ...
Guides /
New Real Estate Brokerage Law (2026): what changes, what myths to debunk, and what you get with an agency
As of July 7, 2026, a new Real Estate Brokerage Act (NN 69/2026) will apply in Croatia. Since the law was published, more misinformation than facts has circulated about it: that agencies may no longer charge commission from both sides, that the buyer no longer pays anything, that viewing is now „dangerous“ because something is being signed. None of ...