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Guides
Rental of a parking space and the building's common areas
Renting a parking space in a residential building depends on whether it is a separate property, an apartment unit, or a common area for all co-owners. If ... Read more
Guides
Building and Apartment Energy Renovation: Steps, Benefits, and Cost-Effectiveness
TL;DR: Energy renovation of multi-apartment buildings in Croatia in 2026 means a set of technical and organizational measures that reduce energy ... Read more
Guides
Exclusive agency contract: what you sign and consequences
Exclusive agency agreement: what you sign and the consequences In short: An exclusive agreement gives the agency the exclusive right to represent ... Read more
Guides
Land parcelization in Croatia: what it is, when it is needed, and how it is carried out?
Land partitioning in Croatia is a geodetic-legal procedure by which one cadastral parcel is divided into several new ones, or multiple parcels are merged ... Read more
Guides / 30-06-2026
Rental of a parking space and the building's common areas
Renting a parking space in a residential building depends on whether it is a separate property, an apartment unit, or a common area for all co-owners. If the parking space is registered as your ownership or an apartment unit, you can rent it out without the consent of other co-owners, with the obligation to report income to the Tax Administration. ...
Guides / 29-06-2026
Building and Apartment Energy Renovation: Steps, Benefits, and Cost-Effectiveness
TL;DR: Energy renovation of multi-apartment buildings in Croatia in 2026 means a set of technical and organizational measures that reduce energy consumption for heating and cooling, improve living comfort, and increase the market value of the property. The process relies on the new Law on Energy Efficiency in Buildings (NN 155/25), energy audits, ...
Guides / 26-06-2026
Exclusive agency contract: what you sign and consequences
Exclusive agency agreement: what you sign and the consequences In short: An exclusive agreement gives the agency the exclusive right to represent the seller during the agreed period. Such an agreement ensures greater agency involvement in the marketing and negotiation process. The owner must carefully define the duration, commission, and ...
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Guides / 25-06-2026
Land parcelization in Croatia: what it is, when it is needed, and how it is carried out?
Land partitioning in Croatia is a geodetic-legal procedure by which one cadastral parcel is divided into several new ones, or multiple parcels are merged into one, with changes implemented in the cadastre and land registry. In practice, it is most often important when you want to sell a part of the land, form a building plot, resolve co-ownership ...
Guides / 24-06-2026
Location permit, building permit, and location information: what is the difference and what you need to know
Location permit and building permit in Croatia are not the same, although they are often confused in practice. A location permit determines whether a specific intervention in space is in accordance with the spatial plan and special regulations, while a building permit approves the construction itself based on the main project. Location information is a ...
Guides / 17-06-2026
What does a successful real estate investment look like after 10 years?
Real estate is one of the few forms of investment that can simultaneously be used, rented out, and sold for a profit — but how much is a decade of patience truly worth? Unlike stocks or bonds, real estate investment is difficult to measure in the short term: transaction costs are high, the market is not liquid, and the true effect is only visible over ...
Guides / 15-06-2026
Adriatic Islands: Which destinations are becoming new luxury centers
Until recently, in the perception of buyers, the Adriatic islands were primarily seasonal destinations — places for annual holidays, not for serious investments. This picture has been radically changing over the last few years. International buyers, investors, and affluent nomads have discovered the Dalmatian and Kvarner islands as destinations ...
Guides / 05-06-2026
LTV, DSTI, APR and other credit terms: what they mean and how to read them
LTV, DSTI, EKS and other credit terms: what they mean and how to read them TL;DR: LTV shows the ratio of the loan to the estimated value of the property, and the regulatory maximum is 90%. DSTI measures the share of total credit obligations in monthly income, with a maximum limit of 45%. EKS shows the actual costs of the loan including interest ...
Guides / 01-06-2026
Communal Contribution and Communal Fee: What They Are, Who Pays Them, and How Much They Are
Communal Contribution and Communal Fee: What They Are, Who Pays Them, and How Much They Amount To TL;DR: Communal contribution is a one-time payment made by a landowner or investor during construction, while communal fee is a regular obligation for the use and maintenance of services. The amount of both obligations depends on local decisions and ...
Guides / 28-05-2026
Where to Buy Rental Property in Croatia: A Guide to Locations, Yields, and Costs for 2026
TL;DR: Buying a rental property in Croatia can be a profitable investment — but the yield depends on the location, rental model, and easily overlooked costs. Zagreb offers the most stable long-term demand, Split and Zadar high seasonal yields, and Rijeka and Varaždin an increasingly attractive ratio of entry price to yield. Gross yields range between ...
Guides / 26-05-2026
General Urban Plan, Development Coefficient, Gross Building Area and Right of Construction: What every buyer of real estate and land in Croatia must know
TL;DR: Buying real estate or land in Croatia requires understanding basic terms from spatial plans. GUP determines what and where can be built, coefficients limit the size of a building, GBP is a measure of area important for certain administrative calculations, construction planning and individual fees related to real estate, and the right to build ...